Now to my article on My 3 R's:
Although I have several articles on this blog dealing with how to fight back against debt collectors, I still get a lot of emails and calls asking for assistance with collections whether it is how to demand validation, how to follow up, is what they got validation, etc. I don't have time to write letters for everyone that calls and emails me for help. I can't do that as it wouldn't be fair to my clients that hire me to help. But, for those of you DIYers, I'll try to answer some questions here and give guidance to help you have more success.