I have been helping people repair their credit for almost 40 yrs. You'll hear facts about credit repair here, not half truths and lies spewed at you by bureaus, negotiators and collectors that want to make money off of you. You can repair your credit yourself, though it is a tedious job. Or, if you would rather watch and learn, without dealing with creditors, collectors and bureaus, I would be happy to fight for you to improve your credit and your FICO score!