tag:blogger.com,1999:blog-2927206001214974856.post5328063619127894459..comments2023-10-05T05:55:48.485-07:00Comments on Repair Your Bad Credit With Future Fico: How To Deal With Collection Agencies ~ Part 3 (State Statute Of Limitations For Credit Cards)Shannon Lopezhttp://www.blogger.com/profile/13849218383895424511noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-2927206001214974856.post-52401452896595905442017-12-27T11:30:45.349-08:002017-12-27T11:30:45.349-08:00Hi Audrey,
Moat state statute of limitations are ...Hi Audrey,<br /><br />Moat state statute of limitations are shorter than the FCRA SOL so you can tell them to Cease & Desist, whether 3rd party or OC.<br /><br />If you have liens on your house, then they must have got a judgment against you and you will either have to pay it or wait until the statute of limitations for judgments runs out and pray that they don't renew the judgment 9 months before it runs out.Shannon Lopezhttps://www.blogger.com/profile/13849218383895424511noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-78567759942544282802017-12-21T12:34:04.197-08:002017-12-21T12:34:04.197-08:00Hello Ms.Shannon,
I have a question requarding the...Hello Ms.Shannon,<br />I have a question requarding the SOL.The accounts on my credit reports SOL will be up next month. The accounts are not a third party account. Its the original creditor that reported them on my credit report and they didnt sell it to a JDB. I have a lien on my house from three credit cards.Im wondering if there is a letter I can write to dispute the accounts being that the SOL is almost up?Anonymoushttps://www.blogger.com/profile/05730459862795359075noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-66397886031933453742017-01-04T01:20:13.887-08:002017-01-04T01:20:13.887-08:00I have actually seen them dummy up a new statement...I have actually seen them dummy up a new statement with a current date on it, supposedly from the original creditor, to try to re-age and trick the alleged debtor into giving up and just paying them.<br /><br /><a href="https://www.reliantcreditrepair.com/best-credit-repair-companies/" rel="nofollow">Real Credit Repair Companies</a>Reliant Credit Repairhttps://www.blogger.com/profile/07065191496068743845noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-10227066184389157622016-03-23T22:16:32.153-07:002016-03-23T22:16:32.153-07:00My issue with debt settlement is that many times t...My issue with debt settlement is that many times they will not do a Pay For Delete (PFD) so then you just extend the time it can stay on your credit report. Plus, many times the debts that are settled are not yours anyhow because they are 3rd party collections and you don't owe them diddlysquat!<br /><br />There's just no sense to me in settling debt. It jacks up your credit report and scores and is a pain in the butt to get off. Plus, depending on how much of a settlement you do, you might and quite often will get slammed with a 1099-C, costing you a lot of money in taxes if you don't know how to fight or dispute that as well.Shannon Lopezhttps://www.blogger.com/profile/13849218383895424511noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-2607617714361049342015-11-22T22:10:17.030-08:002015-11-22T22:10:17.030-08:00Thanks for sharing the informative info...Debt set...Thanks for sharing the informative info...Debt settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.<br /><a href="http://www.phoenixdebtsettlement.co/" rel="nofollow">debt lawyer</a>Anonymoushttps://www.blogger.com/profile/05106822372709337282noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-33318892650442335922013-07-01T02:52:42.028-07:002013-07-01T02:52:42.028-07:00One more thing about the original commenter, he ma...One more thing about the original commenter, he may have a credit repair site, or he may be trying to promote one here. However, the 3 blogs I do know he has are all sex sites. Greeaat! Yeah, that's what I want linking to my blog. All you porno comment spammers should just hit the road. I have disabled links so it does you NO GOOD!Shannon Lopezhttps://www.blogger.com/profile/13849218383895424511noreply@blogger.comtag:blogger.com,1999:blog-2927206001214974856.post-51015186536607320952013-06-24T12:55:50.007-07:002013-06-24T12:55:50.007-07:00Above comment was not a comment by me. It was a co...Above comment was not a comment by me. It was a comment by a blogger who also has a credit repair site. His link is disabled. Regardless of the attempted spamming, his comments are correct.Shannon Lopezhttps://www.blogger.com/profile/13849218383895424511noreply@blogger.com